All About Driving, Buying a Car and Insurance in the Dominican Republic

Whether you’re relocating to the Dominican Republic or planning a long-term stay, getting around by car can be a smart and flexible option. Here’s what you need to know about driving, owning a vehicle, insurance and using your driver’s license in the DR.

Driving in the Dominican Republic

Road Conditions & Traffic

  • Roads vary from modern highways to rural dirt roads.
  • Traffic can be chaotic, especially in cities like Santo Domingo.
  • Drive defensively and expect aggressive driving behavior.

Safety Tips

  • Use Waze or Google Maps for navigation.
  • Drive during the day if possible; rural roads can be poorly lit.
  • Be cautious of motorbikes and unpredictable traffic patterns.

Driver’s License Requirements

Tourists & Short-Term Visitors

  • You can legally drive with a valid U.S. or Canadian driver’s license for up to 90 days.

Long-Term Residents

  • You’ll need to obtain a Dominican driver’s license once you have legal residency.
  • Process includes a medical check, vision test, and sometimes a practical driving exam.
  • Alternatively, you can exchange some foreign licenses through reciprocal agreements.

Tip: Bring an International Driving Permit (IDP) for added security if renting a car.

Buying a Car in the Dominican Republic

Options

  • New cars: Available through dealerships (Hyundai, Toyota, Kia, etc.)
  • Used cars: Found on local classified sites like “SuperCarros” or through expat networks

Paperwork & Process

  • Hire a trusted lawyer or gestor to verify the title and assist with:
    • Ownership transfer
    • Vehicle registration
    • Payment of taxes and fees

Costs:

  • Vehicle transfer tax: ~2% of the car’s value
  • Annual registration (“Marbete”): Varies by car year/model

Imported Vehicles

  • Importing a car is possible but includes high taxes (up to 40% of value) and complex paperwork. Buying locally is often simpler.

Car Insurance

Types of Coverage

  • Liability only (required minimum)
  • Full coverage (recommended for newer or financed vehicles)

Costs

  • Liability: Starting from $100–$150/year
  • Full coverage: Typically $400–$800/year depending on vehicle and driver profile

Tip: Use well-known providers like Universal, La Colonial, or Mapfre for better service and claims handling.

Fuel & Maintenance

  • Fuel is sold by the gallon and averages around $4.50 USD per gallon (as of 2025).
  • Many mechanics and service shops are available, though parts for newer or imported models may be expensive or take time to order.